Reader’s Question:

My girlfriend is a solid supporter of anti-global warming. She never agrees to get a car because it’s destroying mother earth. She advocates biking as main mode of transportation. But there are times that using a car is more practical. Is there some type of short term car insurance I can use here in Louisville, Kentucky?

Bill

Louisville, Kentucky

 

You have such a noble-hearted girlfriend. The world is lucky to have someone who deeply cares for her. Regarding your car insurance concern, there are some insurance providers who may offer short term car insurance in Louisville, Kentucky. This is to answer the temporary need for protection against car accident mishap losses of some people. You can get a coverage for a minimum of 6 months.

Short term car insurance is practical for those people who do not have a permanent car of their own. Since these people do not have a permanent car of their own, it is useless to get a one-year term life insurance when any time they will dispose their car or they will change for another kind of car.

Short term insurance also fits the globe trotter’s lifestyle. Since they are always traveling from one place to another, getting a long term life insurance is not that practical for their way of life.

Same with the globe trotters, short term car insurance is also good for those new married couple or any people who are not yet decided of where to settle down. The long term car insurance they apply for in one state may not be necessary or applicable when they will transfer to another state. It can be a hassle to be processing for additional coverage or getting a refund. It is advisable to get the 1-year term car insurance from the state where they will decide to settle for a long time.

The short term type of insurance is also a good option for those people who do not have yet a stable source of income who put car insurance last in their priority list as they have other needs to fulfill first. So instead of spending big on long term car insurance, they can just get short term insurance enough to last until their next income will arrive.

Support your girlfriend’s belief, simply get temporary insurance for those rare moments that you need to use a car.

Tags: kentucky car insurance companies, kentucky car insurance laws, kentucky car insurance minimum, kentucky car insurance quotes, kentucky car insurance rates, kentucky car insurance requirements, kentucky car insurance rules, kentucky car insurance tax, kentucky car insurance teenager, kentucky car insurance windshield replacement