Reader’s Question:

I just spent hours looking at free online auto insurance quotes. Soon, I’ll be moving to Kentucky for work. Because, of course, I would be driving there, I have to get another auto insurance policy, right? What you can share would be helpful? Thanks.

Nancy

Lexington-Fayette, KY

Yes, the auto insurance policy you have while driving will have to conform to the rules of the state where you live (and drive). The thing is they all have different requirements and rules. All those regulations can be so confusing. When I moved to a new state, it took me a while to get used to the new auto insurance regulations. All the same, it pays to be properly informed.

I also live in Kentucky, and the state wants you to be covered in two ways. You must have liability coverage and no-fault personal injury insurance. Your liability coverage must amount to at least $10,000 for property damage and $25,000/$50,000 for bodily injuries. My no-fault personal injury insurance covers more than the minimum (which is $10,000). I decided to do this because I want some kind of security that whether or not I caused the accident, my auto insurance policy covers more than the minimum for my personal injury. But that’s just me. It’s your call.

I suppose the next step is to get free online auto insurance quotes. But this shouldn’t be so hard now; I’m assuming it ain’t your first time. I hope you find the streets of Kentucky pleasant enough to drive on.

 

 

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